2014-2015 Calendar of Events - NAIFA Columbus

Wednesday, September 17, 2014

CE SEMINAR (offering 2 hours of CE credit)
9:15 a.m. - 11:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $35 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085

11:30 a.m. - 1:00 p.m.
Cost: FREE for NAIFA-Columbus Members / $25 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085

Wednesday, October 15, 2014

CE SEMINAR (offering 2 hours of CE credit)
9:15 a.m. - 11:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $35 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085

11:30 a.m. - 1:00 p.m.
Cost: FREE for NAIFA-Columbus Members / $25 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085

Monday, November 10, 2014

7:30 a.m. - 3:00 p.m.
Cost: $95 for NAIFA-Columbus Members / $145 for Non-Members / $750 for Table of 10 (Early Bird Registration pricing – Must register by September 15, 2014}
Location: Hilton, 401 N. High Street, Columbus 43215

Wednesday, January 21, 2015

CE SEMINAR (offering 2 hours of CE credit)
9:15 a.m. - 11:15 a.m.
Cost: FREE for NAIFA-Columbus Members / $35 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085

11:30 a.m. - 1:00 p.m.
Cost: FREE for NAIFA-Columbus Members / $25 for Guests or Non-Members
Location: J. Liu Restaurant, 6880 N. High Street, Worthington 43085


Rich Galzarano, Chair

NAIFA : It PAYS to be a Member

NAIFA is the only organization serving and representing insurance and financial advisors regardless of the products they sell or the focus of their practice. NAIFA is your professional association, and its focus is to protect your business, help you grow your business and promote ethical business conduct.

Below are some of the key benefits that come free with membership to NAIFA

Growing your business

  • NAIFA Virtual Library – Directory of information for advisors to use in their practice
  • NAIFA’s Advisor Today - Bi-monthly magazine with news and information
  • NAIFA ClientCast by RealWealth - Web marketing and referral tool that is delivered via monthly podcast
  • E&O Coverage with CalSurance
  • Value Pitch Process - helping with elevator speech
  • NAIFA SmartBrief – Daily industry news delivered via email
  • NAIFA State and Local Events - MDRT experience and Guest Speakers that provide CE
  • NAIFA Quality Award
  • Young Advisors Team - Designed to help producers that are new to the business grow their practice. Several tools are available
  • NAIFA Monthly Webinar Series - training on sales, prospecting, marketing, practice management, legislative issues
  • NAIFA Online CE with RegEd - Continuing Education

Protecting your business

Your products and your business are at risk, now more than ever. NAIFA’s unparalleled advocacy efforts are your best career insurance. 100% of tax writing committee Members of Congress have at least one NAIFA member contact. 100% of Congress has a NAIFA constituent member active in NAIFA’s political involvement program.

I would urge active members and prospective new members to check out www.naifa.org to see all the benefits of membership listed above. There is truly a lot of value in a NAIFA membership in addition to all the local meetings and the events that are held

To sign up a new member, please go to the following link https://member.naifa.org/Services/NAIFA/Join/NAIFA/Join.aspx?hkey=2edf96d3-1b68-449b-b2ea-25af48f4fcca


Join NAIFA-Columbus

Join NAIFA-Columbus


27th Annual NAIFA/SFSP

Dennis Clark Cancer Research Classic




Workers compensation Corner

CareWorks Consultants, Inc./York Risk Services



Lawn Care safety guarding

Spring rains and sunny days are here once again, meaning that the grass is growing and you will need to be getting out there to keep it under control. In addition to preparing your lawn mower or string trimmer with the proper maintenance for the long summer ahead, don’t forget about safety guards both on yourself and on the equipment needed to ensure that you make it through the season unscathed

Personal Protective Equipment (PPE)

When it comes to the basics, there a number of types of Personal Protective Equipment that need to be considered when performing lawn care activities

  • Lower Body Protection – Wear long pants and sturdy, non-slip boots to protect your legs and feet from objects that are thrown from the mower. Never wear sandals or tennis shoes, which can easily be severed if caught under the mower deck or in the trimmer’s cutting swath.

  • Face Protection – Safety glasses should be worn at all times unless operating equipment in an enclosed cab. In addition, if operating a string or a brush trimmer, a face shield should be used along with safety glasses to protect your face from flying debris.

  • Hearing Protection – The average lawn mower produces noise of over 100 decibels, well above what OSHA considers to be safe for a worker to be exposed to for an 8-hour shift. Even if the work is short in duration, hearing protection should be used if any of the following applies:

    • You have to raise your voice significantly to be heard by someone three feet away
    • After finishing the work, your ears feel plugged or you hear a mild ringing or whooshing noise that goes away after an hour or two.

Generally speaking, typically two lines of defense should be used when operating any type of lawn mower. Both earplugs and earmuffs often must be worn at the same time to reduce sound levels to appropriate levels for the operator.

Equipment Guarding

In addition to protecting yourself, remember that certain guarding needs to be in-place on your tool to protect you from its moving parts. In general, you should always check the operator’s manual for the location of guards and safety shields on the equipment that you are using and do a pre-start inspection to make sure that none of them have been removed or inactivated.

With push mowers there are a few different guards that need to be present:

  • Chute Guard – In the area where the grass clippings are ejected, there typically is a plastic guard in-place. This is there to protect the operator from being able to get too close to the spinning blades underneath, and should never be removed.
  • Rear Guard – This guard, which often drags behind the back of the mower deck, is also in-place to prevent exposure of the worker’s feet to the spinning blades underneath. Additionally, it is there to protect the worker from rocks, glass, and other sharp debris that can be ejected from the rear of the mower.
  • Safety Shut-Off – Often, this is a bar that must be held in conjunction with the push bar of the mower to keep it running. If released, the mower will automatically shut off. This shut-off must not be disabled by permanently holding it in-place so that the worker doesn’t have to. In the case where the worker slips towards the mower in wet grass, for example, this safety device will be essential in shutting off the equipment before a foot or a hand can come into contact with the moving blade.

Riding mowers and string trimmers also have safety guards of their own. First with riding mowers, they, too, will have a discharge chute to protect the worker from getting anywhere near a spinning blade. This, however, should not be a possibility because riding mowers typically come equipped with a seat switch that will shut off the tractor if it senses that the rider has risen from the seat. As a general safety rule, workers should never dismount a tractor that continues to run, whether or not the blades are engaged. Many amputations and fatalities have occurred due to workers getting too close to a spinning blade or, even worse, getting in front of a machine that suddenly kicks into gear.

Finally, string trimmers typically will come with a guard just above the string or cutting blade. Since debris can fly in many directions as this type of device is operated, PPE as noted above should be worn by the worker and the necessary guarding must be left in-place on the trimmer itself.

Chris Irwin, ASHM
For additional compliance assistance, contact RiskControl360° by email at info@riskcontrol360.com or by phone at 1-877-360-3608.


health committee

Joe Grady, Chair

naifa member survey on health exchange

Good morning/afternoon, NAIFA members.

In order that NAIFA can better protect your livelihoods and represent your interests, we would greatly appreciate it if you would take a few minutes to complete a NAIFA survey designed to gather information on your experiences with health exchanges. The purpose of this survey is to determine the various experiences of NAIFA members who are enrolling clients in health insurance coverage through a state or the federal exchange.  NAIFA government relations staff will be looking for opportunities to express to state and federal officials the concerns, as well as any successes, members may have when working through the health exchanges.  Please know that responses are anonymous and will be shared only in the aggregate as part of NAIFA’s government relations advocacy and communications. 

The survey should take approximately ten minutes to complete, and is available here:   https://www.surveymonkey.com/s/GR5W6RH

Thank you in advance for your time and participation in this effort! If you have any questions, please contact Steve Kline, Director of State Government Relations, at skline@naifa.org or (703) 770-8187. 


LAA Highlights


swearing-in ceremony

LAA Highlights

I. David Cohen Lifetime Achievement Award Luncheon Highlights

On May 21st, NAIFA-Columbus held its Annual I. David Cohen Lifetime Achievement Award Luncheon at J. Liu Restaurant in Worthington. During this luncheon, NAIFA-Columbus Past President Anthony R. Shockley, CLU, CLTC and The Late Samuel T. Selby were honored with the 2014 Lifetime Achievement Awards.

President-Elect Jonathan Berniger welcomed NAIFA members, guests, sponsors and past presidents to the luncheon then turned it over to NAIFA-Columbus Past President Robert Johnson who served as Emcee of the event.

Other highlights of this year’s luncheon included Shawn Combs with CareWorks Consultants, Inc./York Risk Services presenting NAIFA-Columbus with a check from their 2013-2014 Workers Compensation Group Rating Program and NAIFA-Columbus Secretary/Treasurer Molly Hough receiving the annual Leadership in Life Institute (LILI) scholarship.

NAIFA-Ohio President-Elect Jennifer Alford presided over the Swearing In Ceremony of the 2014-2015 Officers and Trustees.

We would like to congratulate the following individuals who will serve on the 2014-2015 NAIFA-Columbus Board of Trustees:

Officers/Executive Committee:

President - Jonathan Berniger
President-Elect - Timothy Wilson
Vice President - Molly Hough
Secretary/Treasurer - Aaron Forbes
Immediate Past President - Duane Borcherding, CLU, ChFC
National Committeeperson - Duane Borcherding, CLU, ChFC

Trustees/Committee Chairs:

Community Service Committee - Robert Johnson III, CLU
Dennis Clark Golf Classic Committee - Jerod Cook
MDRT Event Liaison - John Barber, Jr.
Membership Committee - Rich Galzarano
PAC/PIC Committee - Matthew Ferris, MBA
Public Relations Committee - Leena Rosile, MBA
YAT Committee - Michael Cohen

Immediately prior to the luncheon, Michael Wilson with Wilson Brokerage Services conducted a two-hour CE seminar from 9:15 am to 11:15 am on “Individual Disability Income Insurance.”

Thank you to our luncheon sponsor, Principal Financial Group.



Emcee Bob Johnson
Emcee Bob Johnson